Began joint action information and education of the Police and the Credit Information Bureau, under the slogan “Safe identity. Nieskradzione life “. A study conducted on behalf of the BIK show that every fifth Pole was at least once in a situation where the breach of the protection of personal data.
We have to pay off the loan – which we did not take, we have to pay a large bill for the phone, which we do not have, do and still call for payment from the company of which we’ve never heard. .. Such may be the result of the theft of our personal data.
A moment of inattention, and we’re in trouble
Maybe let’s start with the question, when you talk about identity theft which data make up our identity, what data must be delinquent to be able to say that he stole us our identity.
– The easiest way to provide identity card. A really little need to have someone stole us our data. Just lose it for a while out of sight. And what data is sufficient for criminals? First name, last name, identity number, date of birth, less important is the address. And the information is sufficient to have someone who specializes in the use of stolen documents could be just exploit – explains guest radio Ones, Alina Stahl, the Credit Information Bureau.
And he added aspirant a staff of Robert Koniuszy, a specialist from the Department of Prevention Office of Prevention and Traffic Police Headquarters every fifth Pole has experienced a negative situation in terms of security of your personal information.
– As many as 11 per cent. Poles lost their identity card, 5 percent. He fell victim to the theft, and 3 per cent. We experienced a stolen password to your account or mailbox. Stolen identities are increasingly using criminal gangs to extort loan. This is the moment for so easy that most of concluding contracts moved to the digital world. You can include, eg. Credit agreements, whether on a phone subscription through means of communication, via e-mail, by telephone, which gives it the possibility that enough to give your Social Security number, identity card and is already an important step to the loan agreement – notes guest of the Polish Radio 24.
So those are our personal data, personal, are a very important part and they require extraordinary protection. And every day this simply forget.
– Many information campaigns, or create a portal Nieskradzione.pl Poles are aware of how important it is to protect personal data, in order to not turned out that someone behind our backs, using our data, will conclude a contract even tens of thousand – adds the expert from the Police.
It is worth doing, because only last year attempted to extort loans worth 400 million dollars.
Reluctant to secure our documents
According to the survey the Credit Information Bureau, 14 percent. Poles declare that they do not use any solutions that would reduce the negative effects of identity theft.
– Before our common shares from the Police we did together with MiIlward Brown study and asked Poles about what are their concerns loss of identity, they use methods to prevent this, and that’s when it turned out that 14 percent. do not use any. No preventive measures – says Alina Stahl.
And the result of such foolish actions may be in big trouble, because then the process of cleansing the victims of these scams are very long.
– Because the contract was concluded. And even though such. Lost evidence, but have not registered it, then we assert their rights is very long. And that is why the police and BIK took action to educate the public in this area – says a guest of the Polish Radio 24.
Often, even they expose themselves and select dangerous forms of behavior, this concerns mainly our presence on the Internet.
– This is exactly what often happens is that click on attachments, click on any strange websites, we do not look at the news and at this point installs malicious code that often can not even be detected by antivirus software. The reason is habit and lack of knowledge and education. And here we should be just more wonder to think – notes Alexander Jagosz, chief engineer for Integrated Solutions.
A lot of people also, for example. Transmit their data electronically, or taking pictures of identity cards, cards or driving licenses. I publish it in social media. And criminals have ready data to conclude a credit agreement. And hence the need for such an information campaign – Nieskradzione.pl.
Hacker in our computer
Especially with more and more computer and network log to the bank, make eg. transfers or regulate various kinds of charges.
– Always then it is worth noting that a party is called. padlock, ie it is encrypted page to which access is controlled. Of course we must verify that all use the good, the right page. Banks in particular have warned that e-banking check whether the page on which a log, this is the correct side of the bank. Because the methods to be chosen according to this identity is really very much – draws attention to radio guest Ones.
It is even so. pishing, or catching our data. Eg. Hacker sends us information that we under some invented the pretext gave details about yourself, even your PIN.
– These methods are plenty and criminal groups specializing in this are known from that example. recruitments to organize a “respectable” companies rent office then where are installing the day, rarely two, formed in this way its a great image. And then they tell in connection with such recruitment to leave your personal data. And then this data can be used to defraud credit – warns expert BIK.
What is important, if we have pirated software, in case of an attack hacker Bank accepts no liability and will not pay lost as a result of the offense money.
Identity Card or of particular desire
As much as 11 percent. Poles lost their identity card, and it is this document is very attractive for criminals.
– Sometimes, when the offender has to choose a credit card or ID card, he chooses evidence. Since the card has a certain limit, is insured, it is the entire banking system preventing it. While the ID card in the hands of criminals, who knows what to do with it, it is very dangerous tool, that our identity – warned Przemyslaw Barbrich with the Polish Banks Association.
An identity card is part of our very sensitive data. We should always have it with you. And pay attention to where he sometimes “wander”.
– Because it is sufficient that someone will do a scan, image or photocopying of such proof and already have our data – notes expert from the Police.
The offender may then put on our proof of your company, take a loan, but not only.
– can also rent an apartment, can commit a crime, such as this which was recently loudly in the media. When the person who impersonated another person, employed in the company as a security guard-guard and took over huge amounts of money, on this his “different identity.” And then a blurred, all trace of it was lost – like Alina Stahl.
It may also be the case of purchase of these stolen data eg. The phone and perform a multitude of phone calls.
– Or also sell our personal data. Or take out a loan, which we learn only with the request for payment – adds expert BIK.
What to avoid in order to be safe?
but we are not completely defenseless, and exposed to the sight of criminals. There are a few rules to keep in mind that our personal data does not fall into the wrong hands.
– Do not share our identity card unauthorized people to not leave it in any hotel receptions or hire of sports equipment, not publicize our personal data on different suspects meetings, where it is often suggested – calculates guest radio Ones.
Leaving evidence in exchange for, eg. to rent equipment is absolutely illegal.
Credit Information Bureau urges also that, in order to anticipate such situations that the data control slip and such. check your credit history.
As soon as you have to report the loss of the document
And if our data leaked? Then it is important to act quickly. This is necessary in situations where we know that someone entered illegally in possession of our personal data, for example, won the information stored in our identity card.
– We need an identity card as soon as possible to reserve. Report it to the system of reserved documents, which is overseen by the Polish Bank Association. You can also do this by hand, the Credit Information Bureau, but first you must create an account there – notes Alina Stahl.
And that’s what has been created page Nieskradzione.pl, which allows from any point in the world, in the case when lose your ID card, log in with your mobile phone and register this document.
– Automatically these data are received and sent there after all banks. Someone who will try to take advantage of the identity card will not have such a possibility, because you get an alert that says that makes such a banking operation. And then the signing of the agreement is simply impossible – explains a staff aspirant Robert Koniuszy, a specialist from the Department of Prevention Bureau of Prevention and Traffic Police.
You can also report it in any banking establishment. Since banks are integrated, and this information will be passed to other banks. Also, you should report this fact to department records, eg. In the community.
Important and simple safety rules
Always prevention and prevention is more cost-effective than going out with unpleasant situations. This is also the protection of our personal data. And just to follow a few simple rules to avoid unpleasant consequences: Use current antivirus software, do not share identity card for inspection by unauthorized or lose proof of sight, check mark “kłódeczki” when you log in to your account online (symbol encrypted connection), stick wallet in a safe place, change passwords to accounts and profiles on the Internet, at least every 1-3 months.
Robert Lidke, Sylvia Zadrożna, Justin knuckle, Margaret Byrska
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